view any of the below documents you must have
If you do not have this program, you may download it for free
by clicking here.
The Federal Deposit Insurance Corporation
(FDIC) has received numerous reports from consumers who received
an e-mail that has the appearance of being sent from the FDIC.
The e-mail informs the recipient that "in cooperation with
the Department of Homeland Security, federal, state and local
governments…" the FDIC has withdrawn deposit insurance
from the recipient's account "due to account activity that
violates the Patriot Act." It further states deposit insurance
will remain suspended until identity and account information can
be verified using a system called "IDVerify."
If consumers go to the link provided in the e-mail, it is suspected
they will be asked for personal or confidential information, or
malicious software may be loaded onto the recipient's computer.
This e-mail is fraudulent. It was not sent by the FDIC. It is
an attempt to obtain personal information from consumers. Financial
institutions and consumers should NOT access the link provided
within the body of the e-mail and should NOT under any circumstances
provide any personal information through this media.
The FDIC is attempting to identify the source of the e-mails and
disrupt the transmission. Until this is achieved, consumers are
asked to report any similar attempts to obtain this information
to the FDIC by sending information to firstname.lastname@example.org.
Electronic Benefit Payments
The US Treasury now requires
that anyone receiving federal benefits and non-tax payments must
receive them electronically. The rule specifies that:
• Anyone applying for benefits on or after May 1, 2011,
must receive their payments electronically
• Those already receiving paper checks will need to switch
to direct deposit by March 1, 2013
log-on to GO Direct
or contact a Community State Bank Account Representative for more
End of year Financial Planning Tips
The Importance of Using Credit Cards Responsibly
Credit Cards - Customer Tips
Wallet - Consumer Tips
Credit Card Rules
You Prepared Your Will?
Your Children Know the Financial Facts of Life?
On a Budget
Holiday Stress by Planing Ahead
Be Taken In By Phony Charities
Financial Tips Checklist to Fall Back On
your credit score
Your Checking Account
Your Financial Vocabulary IQ?
In The Box?
Millions of Americans rent a safe deposit box from their bank.
Before renting, you need to make sure you understand how it works
It Safe In your ATM Transactions
The Use of ATMs continues to grow at record rates. Its estimated
that there are more than 1.5 million machines installed worldwide
and new ATMs installed every five minutes.
You Afford Retirement?
In the past, Americans looked forward to retirement. They made
plans to travel, spend time at the fishing hole and enjoy the grandkids.
Now, more and more of us are delaying retirement just to get by.
Theft: Avoid Becoming A Victim
Up to 500,000 individuals are victims each year of identity
theft, a fast-growing form of fraud. Fortunately, a few simple steps
can help ensure you stay out of these statistics.
Retirement Accounts: Better Than Ever!
An Individual Retirement Account (IRA) is an excellent tool for
retirement savings. Unlike most investments, depending on the type
of IRA you choose, contributions may be tax deductible and will
grow either tax-deferred or tax-free.
Your Credit Score
Before making a major purchase such as a home or automobile, there
are two reports you should check.