privacy is important to Community State Bank and to our employees.
We want you to understand what information we collect and how we
use it. In order to provide our customers with a broad range of
financial products and services as effectively and conveniently
as possible, we use technology to manage and maintain customer information.
The following policy serves as a standard for all Community State
Bank employees for collection, use, retention, and security of nonpublic
Information We Collect
We may collect "nonpublic personal information" about
you from the following sources:
we receive from you on applications or other loan and account
about your transactions with us or others; and
we receive from third parties such as credit bureaus.
personal information" is nonpublic information about you that
we obtain in connection with providing a financial product or service
to you. For example, nonpublic personal information includes information
regarding your account balance, payment history and overdraft history.
Information We Disclose
We are permitted under law to disclose nonpublic personal information
about you to other third parties in certain circumstances. For example,
we may disclose nonpublic personal information about you to third
parties to assist us in servicing your loan or account with us,
to government entities in response to subpoenas, and to credit bureaus.
We do not disclose any nonpublic personal information (including
any medical or health information, which we may have) about you
to anyone, except as permitted by law. We do not provide any nonpublic
personal information to anyone for the purpose of independent telemarketing
or direct mail marketing of any products or services.
you decide to close your account(s) or become an inactive customer,
we will continue to adhere to the privacy policies and practices
described in this notice.
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees
who need to know that information to provide products or services
to you. Employees who violate these standards will be subject to
disciplinary measures. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
If you have any questions about how Community State Bank protects
your confidential information, you may contact us by phone at 573-324-2233
(Bowling Green) or 636-528-6088 (Troy). You may also e-mail us at